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Our Housing Loan

Our housing loans are designed to make your dream of owning a home a reality. We cater to individuals from underserved communities, offering affordable financing options for buying, constructing, or renovating homes.

Loan Amount
₹50,000 to ₹20,00,000
Loan Tenure
Flexible tenure up to 10 years
Interest Rate
Competitive and affordable
Processing Fees
Minimal charges, ranging from 2% of the loan amount
Prepayment Charges
Nil
  • For Purchase, Construction of Residential House/Flat.
  • For Repair and Renovation.
  • For Purchase of Plot Plus Construction (Composite Home Loan
  1. Pre-closures are only allowed after the 3rd EMI is paid in full
  2. Based on the health of your Income, business, revenues and annual turnover
  3. Processing fee depends on the internal risk parameters of the company.

Eligibility & Documents Required

Eligibility Criteria
  • Age: 21 to 65 years at loan maturity**
  • Income Source: Salaried, self-employed, Self Employed professionals.
  • Property Type: Ready-to-move, under-construction, or self-constructed properties
  • Age upto 65 years can be considerable, if the owner of property is aged above 60 Years.
** as per BFSPL terms and conditions
Benefits
  • Loans for individuals with limited credit history
  • Simplified documentation process
  • Affordable EMIs with flexible repayment options
  • Special focus on women borrowers and first-time homeowners
Required Documents
  • ID Proof: Aadhaar Card, PAN Card, or Voter ID
  • Address Proof: Utility bills, Rent Agreement, or Aadhaar
  • Income Proof: Salary slip, IT returns, or alternate income documentation
  • Property Documents: Sale agreement, title deed, or approved building plan

Make your dreams come true with our affordable housing loans !

On Call Assistance: Call us @ 7457-80-2202